FNB – as one of the leading banks in South Africa, it offers personalized loans to qualifying individuals seeking financial help. You can use the loan money to pay for your education or renovate your home as you require. This doesn’t apply only to FNB clients, anyone can apply for finance in FNB. FNB account holders would save up to 30% on their monthly repayment.
With FNB personal loans, you can get credit up to R150 000 with a flexible repayment period of 60 months (5 years). FNB is also happy to help you choose the repayment period depending on your loan amount. The loans are obviously granted based on your credit status and age restrictions.
FNB Personal Loans Benefits
There are wide range of benefits with great value from FNB including the following:
Personalized interest rate
Quick loan payout
No penalty fees on early settlement
No payments in January
Fixed monthly repayments
FNB Personal Loans made easy
For persons wanting to apply for FNB Personal Loans, they must first meet the qualifying criteria such as, they must be between the age of 18 and 65 years, be a permanent South African residence, be permanently employed and your salary must be paid straight into your account before the agreed deduction date.
Documents needed to apply for FNB Personal Loans
South African ID or Smart ID
Most recent pay slip or proof of salary
3 months bank statement
FNB Personal Loans Contact Details
If you have any queries or questions regarding the FNB personal loans, kindly contact their call center on telephone 0861 40 40 40 or you can use the FNB online banking application. The bank operates 09h00 – 16h00 (Monday-Friday) and 08h00 – 13h00 on Saturdays.