Iemas Personal Loans


Iemas is a co-operative that offer affordable financial services and credit solutions to people in South Africa. The institution is in full compliance with the National Credit Regulator hence they will offer you personal loans that are convenient for you. Iemas offer loans up to R80 000 at flexible repayment terms of your choice up to 60 months. Iemas Personal Loans are offered an competitive interest rate based on the current market values.

Why choose Iemas Personal Loans?

Iemas Financial Services offers a wide variety of financial products and services to people in need of financial assistants. Below are the key benefits and features packaged with personal loans:

  • Loan amount up to R80, 000
  • Competitive interest rate
  • Up to 60 months to repay
  • Credit life cover available
  • Receive your annual Iemas benefit on interest paid

There are no limitations as to how you should spend your cash loans, unlike other financial institutions, Iemas will not provide you with an advisor and you can use the money however you wish. You can settle your tuition outstanding fees, handle medical bills, go for a vacation, renovate your home.

What do I need to apply for the Iemas Personal Loans?

  • Must be 18 years and older
  • Provide proof of residential address
  • Must have banking account in your name
  • Must be permanently employed or earning a regular income per month

Iemas Financial Services Contact Information

Get more detailed information about Iemas personal Loans by calling their loans department on 0861 043 627 or sending them an inquiry via email at You can also SMS “loans” to 32297 which will cost your a standard fee of R1. Alternatively log on to their website on and read more.

NB: Visit our loan calculator page here


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